Commercial Truck & Business Fleet InsuranceCommercial Fleet Insurance for Trucking & Service Vehicle Fleets
Managing multiple commercial trucks, box trucks, car haulers, or service vans is simpler when vehicles, trailers, and drivers are coordinated under a unified fleet insurance program with streamlined COI management.
Requesting a quote is free and does not bind coverage. All policies are subject to carrier underwriting and state availability.
Multi-Carrier Shop
Compare multiple US insurance carriers from one single online application.
Fast COI & Filings
Prompt certificates of insurance (COI), BMC-91 & SR-22 filing support.
New Authorities Welcome
Dedicated programs for new USDOT/MC numbers, box trucks & owner-operators.
Licensed Independent Advice
Transparent coverage comparisons with zero obligation to buy.
Coverage Options
Core coverages evaluated for Commercial Truck & Business Fleet Insurance
Coverage limits, deductibles, and endorsements are structured around your equipment, contracts, and operating authority:
- Fleet Auto Liability ($1,000,000 CSL) and composite or scheduled vehicle rating where eligible
- Fleet Physical Damage, Motor Truck Cargo, and Trailer Interchange options
- Centralized driver roster, vehicle additions/deletions, and certificate (COI) support
Intended Customer Profile
Who this insurance program helps
- Trucking companies operating multiple tractors, box trucks, or car haulers
- Contractor, utility, and delivery businesses managing multiple vans and work trucks
Key Operational Risks Addressed
- • Administrative gaps when adding new trucks or drivers mid-term
- • Aggregate loss frequency across multiple active drivers and routes
What influences your premium
Insurance premiums are determined by carrier underwriting rather than flat rates. Key rating variables include:
- Fleet size, historical loss ratio, vehicle mix, operating radius, and safety/telematics controls
Underwriting considerations
- Complete vehicle schedule, driver roster, and 3–5 years of currently valued loss runs (for established fleets)
- Documented driver hiring, MVR screening, and fleet maintenance standards
Common exclusions & terms to verify
- Reporting conditions for newly acquired vehicles and new drivers depend on the specific policy symbol and carrier endorsement
What to have ready for an accurate quote
- Current vehicle and trailer schedule (VINs, values), complete driver list, USDOT number, and prior loss runs
Explore Related Commercial Trucking & Auto Programs
Frequently asked questions
Helpful answers before you begin.
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