Atlanta, Georgia headquarters · U.S. trucking inquiries

Commercial Trucking Insurance by State

InsurixPro is based in Atlanta, Georgia and receives commercial trucking insurance inquiries from operators in other states. Federal FMCSA rules apply to interstate carriers everywhere, but intrastate rules, insurance licensing and carrier availability differ by state. Choose your state to start a request. We confirm whether we can help with quoting in your state after we review it.

Independent Insurance AgencyState License & NPN Disclosure
  • Licensed in: Georgia (home state). Other states only where licensed (see disclosures)
  • Based in: Atlanta, GA, USA
  • No obligation to request a quote
  • No SSN or payment required in the initial step
  • Guides for all 50 states and Washington, DC
  • Federal FMCSA & state rule basics
  • Free, no-obligation coverage review
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State-by-state guides

All 50 states and Washington, DC

Every state has a commercial auto & truck guide and a car insurance guide, with cited sources. Large metros also have city guides linked from their state pages. Laws change, so confirm with your state regulator; to find it, use the NAIC insurance department directory .

50 states + Washington, DC · A–Z

Home state: Georgia trucking insurance guide

Federal & state rules

What applies in every state, and what changes

  1. 01

    Interstate carriers: federal rules

    FMCSA financial responsibility rules in 49 CFR Part 387 set federal minimum liability limits for interstate motor carriers. The minimum depends on what you haul and the vehicle’s weight, and brokers, shippers and lenders often require higher limits than the law.

    49 CFR Part 387 (eCFR)
  2. 02

    Intrastate carriers: state rules

    Carriers that operate only within one state follow that state’s requirements, which can differ from federal rules. Confirm figures with your state’s insurance department or transportation agency.

    NAIC state insurance departments
  3. 03

    Insurance licensing varies by state

    Insurance agencies and producers must be licensed in the state where they sell insurance. Before quoting, we confirm whether we can help with your state and operation.

    NAIC producer licensing overview

Helpful answers before you begin

Frequently Asked Questions

Can a trucking company outside Georgia contact InsurixPro?

Yes. You can send an inquiry from any state. Whether we can quote or place coverage depends on licensing, carrier availability and underwriting for your state and operation, and we confirm that after reviewing your request.

Are trucking insurance requirements the same in every state?

Federal FMCSA minimums apply to interstate carriers in every state. Carriers that operate only within one state follow that state’s rules, and those minimums can differ. Broker and shipper contracts can require higher limits than either.

Does every state have a guide?

Yes. Every state and Washington, DC has a commercial auto & truck guide and a car insurance guide, and Georgia also has a trucking guide. Guides summarize state rules with links to official sources; laws change, so confirm current requirements with your state’s insurance regulator.

Does submitting a request bind coverage?

No. A request starts a review of your operation. Coverage is never bound through an online form.

Educational information only, not legal advice. Coverage, limits and availability vary by state, carrier and underwriting. See our Licenses & Disclosures.

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